The following transactions count towards the Annual Flow Limit:
Hugosave debit card spending
Pay a Payee transactions
Withdrawals from your Spend Account
For Plus users (pending Trust acceptance), the following transactions count towards the Annual Flow Limit:
Hugosave debit card spending
Pay a Payee transactions
Withdrawals from your Spend Account
Precious Metals purchases
Add Money to Pots
All applicable transactions combined must not exceed S$100,000 over a rolling 12-month (365-day) period.
You can adjust your Annual Flow Limit anytime in the Hugosave app. The minimum limit is S$500 and the limit cannot exceed S$100,000.